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Preferences
What is a Bankruptcy Preference? by KENT ANDERSON on AUGUST 16, 2010 A bankruptcy preference is a transfer made shortly before the case is filed that the trustee can take back from one creditor and...
View ArticleWells Fargo – 3 Year Modification
It is a long story, which I will tell later. For now I will just share the link with you and tell you that this modification took three years to complete. Here is the link:...
View Article$157,105 Wells Fargo Principal Reduction
JS is a hard working taxi driver. He came to us after a financial hardship, including a divorce. Ocwen is his servicer, however, the important fact is that Wells Fargo is the investor, the owner of his...
View ArticleRental Property Modification
This is a rental property modification. Ocwen was the servicer, and the investor was Washington Mutual and now Chase. The owner quit paying for 20 months, and the balance rose to $254,000. The interest...
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Making Home Affordable Continues
HAMP continues aiding borrowers Three firms still fall short in meeting servicing goals. Thanks to Housing Wire. Kerri Ann Panchuk December 9, 2013 4:48PM Bank of AmericaCitiTreasuryHome Affordable...
View ArticleModification on Rental
It is harder to get a mortgage modification on a rental property than it is on an owner occupied property. The rules are not as clear. You need a higher income to qualify for a rental modification...
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What’s In Your Water?
Chemicals in Your Drinking Water That Could Be Wrecking Your Health December 28, 2013 Thanks to Mercola.com Visit the Mercola Video Library By Dr. Mercola Every day, you lose water from your body...
View ArticleChapter 13 Plan Duration
No Minimum Time Length For The Ninth Circuit by Bankruptcy Law Network (BLN) Written by Michael G. Doan Thanks to...
View ArticleHepatitis B Vaccine and children
17 Children Die After Receiving Hepatitis B Vaccine For more articles on this topic see http://www.whattoserveagoddess.com/vaccination/ January 07, 2014 Thanks to Mercola.com Visit the Mercola Video...
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Eminent Domain – Tool For Principal Reduction
There are homes by the thousand in which the home mortgage is in default and in many cases the homes are abandoned. These are homes where the mortgages are held in pooled servicing agreements, which do...
View ArticleWashington MERS Suits Fail
Judges Dismiss MERS Suits By Evan Nemeroff Two borrower-initiated lawsuits alleging that the Mortgage Electronic Registration Systems role in the plaintiffs’ deeds of trust caused them injury were both...
View ArticleTax on forgiveness of mortgage debt
Current law relieves mortgage debtors from having to report forgiveness of mortgage debt through principal reduction as income – even if the mortgage debtor has gotten a discharge on the mortgage...
View ArticleStripping 2nd Lien in Chapter 7, 13
Can I Strip A Second Mortgage In A Chapter 7 Bankruptcy? by Carmen Dellutri, Southwest Florida Bankruptcy Attorney A Chapter 7 Bankruptcy Debtor can strip a second mortgage in a Chapter 7 bankruptcy if...
View ArticleMartin Andelman on HAMP 2
HAMP 2 is HERE Some say it’s the best HAMP yet, and they’re probably right about that. by Martin Andelman This past year has been transformational as far as the foreclosure crisis was concerned,...
View ArticleLife Estates and Remainder Interests Are Exempt in Bankruptcy Cases
Life Estates and Remainder Interests Are Exempt in Bankruptcy Cases Posted: 09 Jun 2012 10:00 AM PDT United States District Court, In Case of First Impression, Permits Homestead Exemption to be Used to...
View ArticleShould You Reaffirm a Mortgage in Bankruptcy?
Should You Reaffirm a Mortgage in Bankruptcy? 12 Jun 2012 05:00 PM PDT Written by Craig D. Robins, Esq. Reaffirming a debt in bankruptcy means that you continue to be obligated on the debt as if you...
View ArticleMandelman Again on HAMP 2
Things I think homeowners should know about loan modifications & HAMP-2 If you already know who I am… great. If you don’t, you can find out after you read this, but for the moment suffice it to...
View ArticleForensic Audits Not Useful
Homeowners: Don’t Be Scammed by Forensic Audit of Mortgage Docs Posted: 19 Jun 2012 10:00 PM PDT Written by Craig D. Robins, Esq. Unfortunately, homeowners who can barely afford their monthly mortgage...
View ArticleHappy Clients
I only post a quarter of the modifications we complete, and I have not posted any of them for some time.I will get caught up on that job when we get back from our road trip vacation. But I just have to...
View ArticleCan I keep a credit card out of bankruptcy?
Can I keep a credit card out of my bankruptcy? by Chip Parker, Jacksonville Bankruptcy Attorney http://www.bankruptcylawnetwork.com/can-i-keep-a-credit-card-out-of-my-bankruptcy/ The Bankruptcy Code...
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