Bankruptcy Timing
Bankruptcy Timeline Posted on August 21, 2013 by Jonathan Mitchell Thanks to Attorney Jonathan T. Mitchell. Caution: This timeline does not include all bankruptcy events. It is a summary description...
View ArticleClik here to view.
Low Modification Approval Rate
This post comes from Martin Andelman. The low approval rate on modifications Martin discusses is the main reason why you should hire an attorney to do your modification. Our success rate on...
View ArticleDeceptive Practices in Foreclosures
Deceptive Practices in Foreclosures Thanks to the New York Times September 13, 2013 In early 2012 when five big banks settled with state and federal officials over widespread foreclosure abuses,...
View ArticleHow Long Before I Can File BK Again?
How Long Before I Can File Bankruptcy Again? There is no limit on the number of bankruptcy cases that one may file, nor on the time which must pass between filings. The only catch is that if...
View ArticleClik here to view.
Condemn Underwater Mortgages – Martin Andelman
Carpe Domum! The Little City that Could: Richmond, California THANKS TO MARTIN ANDELMAN Come with me to the City of Richmond in Northern California. It’s a city that sits 16 miles northeast of San...
View ArticlePrincipal Reduction Modification
We just negotiated this excellent modification with Bank of America. The interest rate was reduced to 2.0%. The principal balance was reduced by $131,000.
View ArticleClik here to view.
Preferences
What is a Bankruptcy Preference? by KENT ANDERSON on AUGUST 16, 2010 A bankruptcy preference is a transfer made shortly before the case is filed that the trustee can take back from one creditor and...
View ArticleWells Fargo – 3 Year Modification
It is a long story, which I will tell later. For now I will just share the link with you and tell you that this modification took three years to complete. Here is the link:...
View Article$157,105 Wells Fargo Principal Reduction
JS is a hard working taxi driver. He came to us after a financial hardship, including a divorce. Ocwen is his servicer, however, the important fact is that Wells Fargo is the investor, the owner of his...
View ArticleRental Property Modification
This is a rental property modification. Ocwen was the servicer, and the investor was Washington Mutual and now Chase. The owner quit paying for 20 months, and the balance rose to $254,000. The interest...
View ArticleClik here to view.
Making Home Affordable Continues
HAMP continues aiding borrowers Three firms still fall short in meeting servicing goals. Thanks to Housing Wire. Kerri Ann Panchuk December 9, 2013 4:48PM Bank of AmericaCitiTreasuryHome Affordable...
View ArticleModification on Rental
It is harder to get a mortgage modification on a rental property than it is on an owner occupied property. The rules are not as clear. You need a higher income to qualify for a rental modification...
View ArticleChapter 13 Plan Duration
No Minimum Time Length For The Ninth Circuit by Bankruptcy Law Network (BLN) Written by Michael G. Doan Thanks to...
View ArticleClik here to view.
Eminent Domain – Tool For Principal Reduction
There are homes by the thousand in which the home mortgage is in default and in many cases the homes are abandoned. These are homes where the mortgages are held in pooled servicing agreements, which do...
View ArticleWashington MERS Suits Fail
Judges Dismiss MERS Suits By Evan Nemeroff Two borrower-initiated lawsuits alleging that the Mortgage Electronic Registration Systems role in the plaintiffs’ deeds of trust caused them injury were both...
View ArticleNew Federal Rules on Foreclosure
New Federal Rules on Foreclosure —By Erika Eichelberger – Thanks to Mother Jones On Thursday, the Consumer Financial Protection Bureau, the federal consumer watchdog set up by the Dodd-Frank financial...
View ArticleForce Placed Insurance
How to avoid getting sucked into a force-placed insurance fight CFPB enforces 5 standards. Know them. March 18, 2014 Thanks to HousingWire.com Jacob Gaffney Force-placed insurance is a controversial...
View ArticleZombie Foreclosures
CFPB: Zombie foreclosures hurt borrowers The Consumer Financial Protection Bureau is keeping an eye on “zombie” foreclosures, which it worries cause “direct borrower harm,” according to a CFPB...
View ArticleServicers Make More Money By Modifying Than By Foreclosing
Thanks to Martin Andleman and Mandleman Matters Why Does Ocwen Want to Modify Loans? Answer: Because they profit by doing so. In case you haven’t noticed, over the last month or so there’s been an...
View ArticleReverse Mortgages – Good Not Bad
Most Seniors Should Consider the Reverse Mortgage From Martin Andleman What’s WRONG with Richard Cordray of the CFPB? Tell Me How Can This Happen?Posted: 23 May 2014 04:15 PM PDTSo, why does Cordray...
View ArticleLegal Counsel To Buyers, Sellers, Brokers
Counsel to Real Estate Buyers and Sellers Purchase and Sale Agreements Written and Reviewed by James Robert Deal, Attorney Almost everyone who buys or sells real estate in New York sees a lawyer. Few...
View ArticleLease-Option Deals Open Doors
LEASE-OPTION AND LEASE PURCHASE DEALS A lease-option or lease-purchase deal is a form of seller financing. With the lease-option deal, title stays in the seller until the buyer refinances or resells...
View ArticleI Help Brokers Do Seller Financed Deals
Attorney James Robert Deal helps brokers structure seller financed real estate transactions. The post I Help Brokers Do Seller Financed Deals appeared first on Mortgage Modification Attorney.
View ArticleSeller Financing – The Original Financing
AN ABBREVIATED HISTORY OF CREATIVE FINANCING The first forms of financing was seller financing. The buyer would buy personal property or real property and pay the seller on an installment basis. Over...
View ArticleFiber Optic Internet
What does Mount Vernon have that Snohomish County (my county) and most other counties do not? Internet speeds of 1 gigabite up and down for only $70 per month. Mount Vernon has set up a city utility...
View ArticleWater Safe To Drink
STOP ADDING TOXIC WASTE TO OUR WATER JOIN WASHINGTON ACTION FOR SAFE WATER AND CONTRIBUTE www.WASW.org Print PDF Flier at: http://tinyurl.com/paropxr DRINKING WATER ADDITIVE LEACHES LEAD. The type of...
View ArticleBetter Transit – Flex Vans
IMPROVING TRANSIT THE FLEX VAN SOLUTION OVERVIEW Community Transit could dramatically increase ridership and revenue and greatly improve the quality of service for those who do not own cars. I am...
View ArticleTax on Principal Forgiviness
Folks underwater holding their breath Keith Harney Thanks to Seattle Times September 13, 2014 It appears Congress will extend a tax-relief program for them, but not until after the November elections....
View ArticleDoor-To-Door Transit
Door-To-Door Transit: The Only Solution To Our Traffic Nightmare by James Robert Deal, Attorney Traffic is bad and getting worse, and there is no solution in sight, as one would conclude from reading...
View ArticleServices We Offer
We have an open telephone line to brokers, buyers, sellers, and clients in general who may need help with buying or selling real estate or who may need help with mortgage modification. Services we...
View Article$5,000 Principal Reduction
Republicans want to put an end to HAMP and Making Home Affordable. The post $5,000 Principal Reduction appeared first on Mortgage Modification Attorney.
View ArticleBlacks Against Mandatory Vaccination
African-American community rages against manditory vaccination in California and the Tuskegee-like crimes of mandatory vaccines that destroy black babies’ lives...
View ArticlePaine Field Fact Sheet
PAINE FIELD FACT SHEET Save Our Communities (SOC) http://socnw.org/ The current Mediated Role Determination (MRD) is a long-standing, often reaffirmed County policy document – it strongly discourages,...
View ArticleCFPB – Consumer Complaints
Complaints to Consumer Financial Protection Bureau Increase The post CFPB – Consumer Complaints appeared first on Mortgage Modification Attorney.
View ArticleOpen Telephone Line
James Robert Deal Newsletter Open Phone Line to Brokers, Buyers, Sellers 425-774-6611 – 888-999-2022 Helping Brokers – With Seller Financing, Complex Deals Listing Agent – helping sellers sell...
View ArticleCondo Dues – Short Sale Then Bankruptcy
Deal with unpaid condo dues by short selling the condo and going through Chapter 7 bankruptcy. The post Condo Dues – Short Sale Then Bankruptcy appeared first on Mortgage Modification Attorney.
View ArticleUnderwater Properties – Short Sales – Modification
James Robert Deal, real estate attorney and real estate agent, handles mortgage modifications and short sales. The post Underwater Properties – Short Sales – Modification appeared first on Mortgage...
View ArticleArlington Ranch
Arlington ranch for sale. 27223 55th Ave NE, Arlington, WA 98223. Short sale - potential bargain. NWMLS # The post Arlington Ranch appeared first on Mortgage Modification Attorney.
View ArticleLet Freedom Ring – Song
Let Freedom Ring - a song by vaccine rights attorney Allan Phillips. The post Let Freedom Ring – Song appeared first on Mortgage Modification Attorney.
View ArticleSeeking Lease Option and Contract Sellers
Seeking Lease-Option and Seller Contract Sellers Open Phone Line to Brokers, Buyers, Sellers 425-774-6611 – 888-999-2022 I am working with several buyers who have strong income and good down...
View ArticleBuyers With a Good Down Payment But Poor Credit
If you are a would-be buyer who has a good down payment and good income but poor credit, I am willing to help you buy property on a lease-option or contract basis. James Robert Deal, attorney and...
View ArticleAuthor
What To Serve A Goddess When She Comes For Dinner Welcome To My Book I highly recommend it. I had a lot of fun writing it. My book has 464 page book. It is 8.5″ x 11″ in size. It weighs three pounds....
View ArticleBothell Real Estate Attorney
I am a real estate attorney serving Bothell, Washington. Contact me at 425-771-1110 or 888-999-2022. The post Bothell Real Estate Attorney appeared first on Mortgage Modification Attorney.
View ArticleBanks Losing Right to Require Arbitration
CFPB may allow consumers to sue banks and file class action cases. Banks will not be able to hide behind mandatory arbitration. The post Banks Losing Right to Require Arbitration appeared first on...
View ArticleMortgage Modification Successes
Most of our clients are people who tried to modify their loans on their own and failed. Mortgage modifications are tricky. There are procedures which must be followed. When you do something wrong, the...
View ArticlePrince Did Not Have A Will – Do You
Prince died without a will. Do not make the same mistake. The post Prince Did Not Have A Will – Do You appeared first on Mortgage Modification Attorney.
View ArticleQuestions To Ask Before You Buy A Home
Questions to ask before you buy a home. The post Questions To Ask Before You Buy A Home appeared first on Mortgage Modification Attorney.
View ArticleFor Sale By Owner
James Robert Deal, Attorney and Broker, assists for-sale-by-owner buyers and sellers. Call 425-771-1110. The post For Sale By Owner appeared first on Mortgage Modification Attorney.
View ArticleThe Foreclosure Train Rolls On
Private corporations such as Loan Star and Caliber bought thousands of mortgages. The government pays them to modify mortgages, but they are quick to foreclose. They invest in high value instead of low...
View ArticleReal Estate Attorney And Real Estate Broker
James Robert Deal is both a real estate agent and a real estate attorney practicing in Lynnwood Washington. The post Real Estate Attorney And Real Estate Broker appeared first on Mortgage Modification...
View Article